Cloth $39.00 ISBN: 9789059720169 Published September 2004 For sale only in the United States, its dependencies, the Philippines, and Canada

Livelihood and Microfinance

Anthropological and Sociological Perspectives on Savings and Debt

Edited by Hotze Lont and Otto Hospes

Livelihood and Microfinance

Edited by Hotze Lont and Otto Hospes

Distributed for Eburon Publishers, Delft

296 pages | 6 x 9 | © 2004
Cloth $39.00 ISBN: 9789059720169 Published September 2004 For sale only in the United States, its dependencies, the Philippines, and Canada
This volume offers a unique perspective on microfinance, an issue traditionally dominated by economists and policymakers. Drawing on the rich traditions of anthropology and sociology, Livelihood and Microfinance explores how livelihood approaches could lead to a better understanding of saving and credit behavior, and how such an understanding could help the design of finance for development. Contributors also propose new methods for better incorporating citizens into the larger economic system. Anticipating the United Nations’s Year of Microfinance in 2005, Livelihood and Microfinance is a long-awaited contribution to the international debate on the best approaches to development.



Part A: Introduction


Introduction / Otto Hospes and Hotze Lont


Part B: Challenging the Records and Discourse


Microcredit and Poverty Reduction: Trade-Off between Building Institutions and Reaching the Poor / Aminur Rahman


Surviving in the World of Microdebt: A Case from Rural Bangladesh / Hamidul Huq


Part C: Livelihood Strategies and the Meaning of Microfinance


Microfinance from Below: Exploring Rural Livelihoods in Tanzania / Jochem Zoetelief


Utilizing, Accumulating and Protecting Livelihood Assets: The Role of Urban Informal Financial Services in Kampala, Uganda / Julie L. Gifford


The Culture of Giving and its Relationship to Saving / Vupenyu Dzingirai


Part D: Critical Processes Shaping Livelihood, Savings and Debt Strategies


Struggling to Save Up Cash: Seasonal Migration and Vulnerability in West Bengal, India / Ben Rogaly and Abdur Rafique


The Political Ecology of Debt and Class Formation among Mexican Colonias on the Southwestern United States / Carlos Vélez-Ibáñez


Savings Arrangements in Eastern Burkina Faso: An Evolutionary Perspective on Institutional Innovation/ Valentina Mazzucato and David Niemeijer


Part E: Myths and Secrets of Financial Self-help Organizations


Public versus Private Domains: A Case Study of a Sri Lankan ROSCA / Sarah Southwold Llewellyn


The Goose with the Golden Eggs: An Unsuccessful Linkage Group in Urban Indonesia / Hotze Lont


When Coercion Takes Over: The Limits of Social Capital in Microfinance Schemes / Peer Smets and Erik Bähre


Secrets of Institutional Transformation: The Low Politics of Financial Self-help Organizations in Post-Colonial Africa / Otto Hospes and Mark Prosé


Part F: Using Alternative Principles for Design


Microfinance Market: Huge, Diverse- and Waiting for You / Stuart Rutherford



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